.atm-page { font-family: 'Nunito', 'Segoe UI', sans-serif; }

/* ══ HERO — Deep Burgundy Rose ══ */
.atm-hero {
    background: linear-gradient(135deg, #2c0610 0%, #4a0a1a 40%, #6b1228 70%, #3d0810 100%);
    padding: 62px 20px 52px;
    position: relative; overflow: hidden;
}
.atm-hero::before {
    content: '';
    position: absolute; inset: 0;
    background-image:
        radial-gradient(circle at 7%  60%, rgba(192,57,43,0.22)  0%, transparent 45%),
        radial-gradient(circle at 88% 18%, rgba(247,168,0,0.12)  0%, transparent 40%),
        radial-gradient(circle at 55% 95%, rgba(41,171,226,0.08) 0%, transparent 35%);
    pointer-events: none;
}
.atm-hero::after {
    content: '';
    position: absolute;
    width: 520px; height: 520px; border-radius: 50%;
    border: 56px solid rgba(192,57,43,0.07);
    top: -190px; right: -140px; pointer-events: none;
}

/* second decorative ring */
.atm-hero-ring2 {
    position: absolute;
    width: 300px; height: 300px; border-radius: 50%;
    border: 36px solid rgba(247,168,0,0.06);
    bottom: -120px; left: -60px; pointer-events: none;
}

.atm-hero-inner {
    max-width: 1200px; margin: 0 auto;
    display: grid; grid-template-columns: 1.1fr 1fr;
    align-items: center; gap: 52px;
    position: relative;
}

.atm-hero-text .atm-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(192,57,43,0.22);
    border: 1px solid rgba(192,57,43,0.45);
    color: #e87d6e; font-size: 12px; font-weight: 800;
    letter-spacing: 1.2px; text-transform: uppercase;
    padding: 6px 18px; border-radius: 50px;
    margin-bottom: 18px;
}
.atm-hero-text h1 {
    font-size: clamp(28px, 4vw, 54px);
    font-weight: 900; color: #fff;
    margin: 0 0 8px; line-height: 1.13;
}
.atm-hero-text h1 span.hl-rose { color: #e87d6e; }
.atm-hero-text h1 span.hl-gold { color: #F7A800; }
.atm-hero-text .atm-sub {
    font-size: 15px; color: rgba(255,255,255,0.60);
    line-height: 1.75; margin: 0 0 30px; max-width: 500px;
}
.atm-hero-btns { display: flex; gap: 14px; flex-wrap: wrap; }

.btn-rose {
    display: inline-flex; align-items: center; gap: 9px;
    padding: 13px 30px; border-radius: 50px;
    background: linear-gradient(135deg, #C0392B, #96281b);
    border: none; color: #fff;
    font-size: 14px; font-weight: 800; font-family: inherit;
    cursor: pointer; text-decoration: none;
    box-shadow: 0 6px 22px rgba(192,57,43,0.42);
    transition: all .25s;
}
.btn-rose:hover { transform: translateY(-2px); box-shadow: 0 10px 30px rgba(192,57,43,0.55); color:#fff; text-decoration:none; }

.btn-ghost-rose {
    display: inline-flex; align-items: center; gap: 9px;
    padding: 13px 30px; border-radius: 50px;
    background: transparent;
    border: 2px solid rgba(232,125,110,0.38); color: rgba(255,255,255,0.82);
    font-size: 14px; font-weight: 800; font-family: inherit;
    cursor: pointer; text-decoration: none;
    transition: all .25s;
}
.btn-ghost-rose:hover { border-color: #e87d6e; color: #e87d6e; text-decoration:none; }

/* hero info card */
.atm-hero-card {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(192,57,43,0.25);
    border-radius: 24px; padding: 30px;
    backdrop-filter: blur(12px);
}
.atm-hero-card .hc-title {
    color: rgba(255,255,255,0.42);
    font-size: 10px; font-weight: 800; letter-spacing: 1.5px;
    text-transform: uppercase; margin-bottom: 18px;
}
.atm-stat-grid {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 14px; margin-bottom: 18px;
}
.atm-stat {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 12px; padding: 16px 14px; text-align: center;
}
.atm-stat-num { font-size: 22px; font-weight: 900; line-height: 1; margin-bottom: 5px; }
.atm-stat-num.cr { color: #e87d6e; }
.atm-stat-num.cg { color: #3AAA35; }
.atm-stat-num.co { color: #F7A800; }
.atm-stat-num.cb { color: #29ABE2; }
.atm-stat-lbl   { font-size: 10px; color: rgba(255,255,255,0.42); font-weight: 600; }

.atm-hero-earn {
    background: rgba(192,57,43,0.14);
    border: 1px solid rgba(192,57,43,0.28);
    border-radius: 12px; padding: 14px 16px;
    display: flex; align-items: center; gap: 12px;
}
.atm-hero-earn .he-icon {
    width: 44px; height: 44px; border-radius: 12px;
    background: rgba(192,57,43,0.25); color: #e87d6e;
    display: flex; align-items: center; justify-content: center;
    font-size: 20px; flex-shrink: 0;
}
.atm-hero-earn .he-num { font-size: 18px; font-weight: 900; color: #fff; }
.atm-hero-earn .he-lbl { font-size: 11px; color: rgba(255,255,255,0.48); font-weight: 600; }

/* ── BREADCRUMB ── */
.atm-breadcrumb {
    background: #fff5f5; padding: 12px 20px;
    border-bottom: 1px solid #f5c6c0;
}
.atm-breadcrumb .bc-inner {
    max-width: 1200px; margin: 0 auto;
    display: flex; align-items: center; gap: 8px;
    font-size: 13px; color: #9a4a44; font-weight: 600;
}
.atm-breadcrumb a { color: #C0392B; text-decoration: none; }
.atm-breadcrumb a:hover { text-decoration: underline; }
.atm-breadcrumb i { font-size: 10px; color: #d49490; }

/* ── ABOUT SECTION ── */
.atm-about {
    background: #fff; padding: 58px 20px;
}
.atm-about .abt-inner {
    max-width: 1200px; margin: 0 auto;
    display: grid; grid-template-columns: 1.15fr 1fr;
    gap: 56px; align-items: start;
}
.atm-about-text .sec-tag {
    display: inline-flex; align-items: center; gap: 7px;
    background: #fdecea; color: #96281b;
    font-size: 11px; font-weight: 800; letter-spacing: 1px;
    text-transform: uppercase; padding: 5px 14px; border-radius: 20px;
    margin-bottom: 16px;
}
.atm-about-text h2 {
    font-size: clamp(22px, 3vw, 36px); font-weight: 900;
    color: #1B2A4A; margin: 0 0 6px;
}
.atm-about-text h2 span { color: #C0392B; }
.atm-hl {
    width: 54px; height: 4px; border-radius: 2px;
    background: linear-gradient(90deg, #C0392B, #F7A800);
    margin-bottom: 20px;
}
.atm-about-text p {
    font-size: 15px; color: #4a6080; line-height: 1.80; margin: 0 0 14px;
}

/* contact card */
.atm-contact-card {
    background: linear-gradient(135deg, #4a0a1a, #2c0610);
    border-radius: 22px; padding: 30px 28px;
    position: relative; overflow: hidden;
    border: 1px solid rgba(192,57,43,0.25);
}
.atm-contact-card::before {
    content: '';
    position: absolute; inset: 0;
    background: radial-gradient(circle at 80% 20%, rgba(192,57,43,0.20) 0%, transparent 55%);
    pointer-events: none;
}
.atm-contact-card .cc-head {
    display: flex; align-items: center; gap: 12px; margin-bottom: 22px;
}
.cc-icon-rose {
    width: 48px; height: 48px; border-radius: 14px;
    background: rgba(192,57,43,0.25);
    display: flex; align-items: center; justify-content: center;
    font-size: 20px; color: #e87d6e;
}
.atm-contact-card .cc-head h3 { color: #fff; font-size: 16px; font-weight: 800; margin: 0; }
.atm-contact-card .cc-head p  { color: rgba(255,255,255,0.48); font-size: 12px; margin: 0; }

.atm-ci {
    display: flex; align-items: center; gap: 14px;
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 12px; padding: 13px 16px;
    margin-bottom: 10px; text-decoration: none;
    transition: background .2s;
}
.atm-ci:hover { background: rgba(192,57,43,0.20); text-decoration: none; }
.atm-ci .ci-ic {
    width: 36px; height: 36px; border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    font-size: 15px; flex-shrink: 0;
}
.ci-ic.mail  { background: rgba(41,171,226,0.22); color: #29ABE2; }
.ci-ic.phone { background: rgba(247,168,0,0.22);  color: #F7A800; }
.atm-ci .ci-lbl { font-size: 10px; color: rgba(255,255,255,0.42); text-transform:uppercase; letter-spacing:.8px; font-weight:700; }
.atm-ci .ci-val { font-size: 14px; color: #fff; font-weight: 800; }
.atm-cc-note {
    text-align: center; margin-top: 16px;
    font-size: 12px; color: rgba(255,255,255,0.35);
}
.atm-cc-note span { color: #e87d6e; font-weight: 700; }

/* ── BENEFITS SECTION ── */
.atm-benefits {
    background: #fff5f5; padding: 60px 20px;
    border-top: 3px solid #f5c6c0;
}
.atm-benefits .container { max-width: 1200px; margin: 0 auto; }

.atm-sec-head { text-align: center; margin-bottom: 42px; }
.atm-sec-head .sh-tag {
    display: inline-flex; align-items: center; gap: 7px;
    font-size: 11px; font-weight: 800; letter-spacing: 1px;
    text-transform: uppercase; padding: 5px 16px; border-radius: 20px;
    margin-bottom: 14px;
}
.atm-sec-head h2 {
    font-size: clamp(22px, 3vw, 36px); font-weight: 900;
    color: #1B2A4A; margin: 0 0 10px;
}
.atm-sec-head h2 span { color: #C0392B; }
.atm-sec-head p { font-size: 15px; color: #7a5a58; max-width: 580px; margin: 0 auto; }

.atm-benefits-grid {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}
@media(max-width:900px){ .atm-benefits-grid{ grid-template-columns:repeat(2,1fr); } }
@media(max-width:560px){ .atm-benefits-grid{ grid-template-columns:1fr; } }

.atm-ben-card {
    background: #fff; border-radius: 20px; padding: 28px 24px;
    box-shadow: 0 4px 20px rgba(27,42,74,0.07);
    transition: transform .3s, box-shadow .3s;
    position: relative; overflow: hidden;
}
.atm-ben-card::before {
    content: '';
    position: absolute; top: 0; left: 0; right: 0; height: 4px;
    border-radius: 20px 20px 0 0;
}
.atm-ben-card.vc-rose::before  { background: linear-gradient(90deg,#C0392B,#96281b); }
.atm-ben-card.vc-gold::before  { background: linear-gradient(90deg,#F7A800,#c98e00); }
.atm-ben-card.vc-blue::before  { background: linear-gradient(90deg,#29ABE2,#1a8fc0); }
.atm-ben-card.vc-green::before { background: linear-gradient(90deg,#3AAA35,#2d8829); }
.atm-ben-card.vc-navy::before  { background: linear-gradient(90deg,#1B2A4A,#2e4070); }
.atm-ben-card.vc-teal::before  { background: linear-gradient(90deg,#0891B2,#0672a0); }

.atm-ben-card:hover { transform: translateY(-5px); box-shadow: 0 14px 38px rgba(27,42,74,0.12); }

.ben-icon-box {
    width: 54px; height: 54px; border-radius: 16px;
    display: flex; align-items: center; justify-content: center;
    font-size: 22px; margin-bottom: 16px;
}
.atm-ben-card.vc-rose  .ben-icon-box { background: #fdecea; color: #C0392B; }
.atm-ben-card.vc-gold  .ben-icon-box { background: #fff8e1; color: #F7A800; }
.atm-ben-card.vc-blue  .ben-icon-box { background: #e8f7fe; color: #29ABE2; }
.atm-ben-card.vc-green .ben-icon-box { background: #eaf7e9; color: #3AAA35; }
.atm-ben-card.vc-navy  .ben-icon-box { background: #e8ecf5; color: #1B2A4A; }
.atm-ben-card.vc-teal  .ben-icon-box { background: #e0f4fa; color: #0891B2; }

.atm-ben-card h3 { font-size: 16px; font-weight: 800; color: #1B2A4A; margin: 0 0 8px; }
.atm-ben-card p  { font-size: 13px; color: #6a84a0; line-height: 1.65; margin: 0; }

/* ── WHO CAN APPLY ── */
.atm-who {
    background: #fff; padding: 60px 20px;
}
.atm-who .container { max-width: 1200px; margin: 0 auto; }
.atm-who-grid {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 20px; margin-top: 36px;
}
@media(max-width:768px){ .atm-who-grid{ grid-template-columns:repeat(2,1fr); } }
@media(max-width:480px){ .atm-who-grid{ grid-template-columns:1fr; } }

.atm-who-card {
    display: flex; align-items: center; gap: 16px;
    background: #fff5f5; border-radius: 16px;
    padding: 20px 20px; border: 2px solid #f5c6c0;
    transition: all .28s;
}
.atm-who-card:hover {
    background: #C0392B; border-color: #C0392B;
    transform: translateY(-3px);
    box-shadow: 0 10px 28px rgba(192,57,43,0.30);
}
.atm-who-card .wh-icon {
    width: 50px; height: 50px; border-radius: 14px;
    background: #fdecea; color: #C0392B;
    display: flex; align-items: center; justify-content: center;
    font-size: 22px; flex-shrink: 0;
    transition: all .28s;
}
.atm-who-card:hover .wh-icon { background: rgba(255,255,255,0.22); color: #fff; }
.atm-who-card h4 { font-size: 14px; font-weight: 800; color: #1B2A4A; margin: 0; transition: color .28s; }
.atm-who-card:hover h4 { color: #fff; }
.atm-who-card p { font-size: 12px; color: #7a5a58; margin: 4px 0 0; line-height:1.4; transition: color .28s; }
.atm-who-card:hover p { color: rgba(255,255,255,0.72); }

/* ── OUR SUPPORT ── */
.atm-support {
    background: linear-gradient(135deg, #4a0a1a, #2c0610);
    padding: 60px 20px; position: relative; overflow: hidden;
}
.atm-support::before {
    content: '';
    position: absolute; inset: 0;
    background-image:
        radial-gradient(circle at 12% 55%, rgba(192,57,43,0.18) 0%, transparent 45%),
        radial-gradient(circle at 88% 25%, rgba(247,168,0,0.10) 0%, transparent 40%);
    pointer-events: none;
}
.atm-support .container {
    max-width: 1000px; margin: 0 auto;
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 52px; align-items: center;
    position: relative;
}
@media(max-width:768px){ .atm-support .container{ grid-template-columns:1fr; } }

.atm-support-text .sp-tag {
    display: inline-flex; align-items: center; gap: 7px;
    background: rgba(192,57,43,0.22); color: #e87d6e;
    font-size: 11px; font-weight: 800; letter-spacing: 1px;
    text-transform: uppercase; padding: 5px 14px; border-radius: 20px;
    margin-bottom: 16px;
}
.atm-support-text h2 {
    font-size: clamp(22px, 3vw, 34px); font-weight: 900;
    color: #fff; margin: 0 0 14px;
}
.atm-support-text h2 span { color: #e87d6e; }
.atm-support-hl {
    width: 54px; height: 4px; border-radius: 2px;
    background: linear-gradient(90deg, #C0392B, #F7A800);
    margin-bottom: 20px;
}
.atm-support-text p {
    font-size: 15px; color: rgba(255,255,255,0.60);
    line-height: 1.80; margin: 0 0 14px;
}

.atm-steps-list { list-style: none; margin: 0; padding: 0; }
.atm-steps-list li {
    display: flex; align-items: flex-start; gap: 14px;
    margin-bottom: 16px;
}
.atm-steps-list li .sl-num {
    width: 34px; height: 34px; border-radius: 50%;
    background: rgba(192,57,43,0.28);
    border: 2px solid rgba(232,125,110,0.40);
    color: #e87d6e; font-size: 13px; font-weight: 900;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
}
.atm-steps-list li .sl-text h4 { font-size: 14px; font-weight: 800; color: #fff; margin: 0 0 4px; }
.atm-steps-list li .sl-text p  { font-size: 13px; color: rgba(255,255,255,0.52); margin: 0; line-height:1.5; }

/* ── ENQUIRY FORM ── */
.atm-form-sec {
    background: #f7fbff; padding: 60px 20px;
}
.atm-form-sec .container { max-width: 780px; margin: 0 auto; }

.atm-form-wrap {
    background: #fff;
    border-radius: 24px;
    box-shadow: 0 8px 40px rgba(27,42,74,0.10);
    overflow: hidden;
    border: 1px solid #e8f0f8;
}
.atm-form-head {
    background: linear-gradient(135deg, #4a0a1a, #6b1228);
    padding: 32px 36px;
    position: relative; overflow: hidden;
}
.atm-form-head::before {
    content: '';
    position: absolute; inset: 0;
    background: radial-gradient(circle at 80% 50%, rgba(192,57,43,0.30) 0%, transparent 55%);
    pointer-events: none;
}
.atm-form-head .fh-icon {
    width: 56px; height: 56px; border-radius: 50%;
    background: rgba(255,255,255,0.12);
    border: 2px solid rgba(255,255,255,0.20);
    display: flex; align-items: center; justify-content: center;
    font-size: 24px; color: #fff;
    margin-bottom: 14px; position: relative;
}
.atm-form-head h2 { font-size: 24px; font-weight: 900; color: #fff; margin: 0 0 6px; position: relative; }
.atm-form-head p  { font-size: 14px; color: rgba(255,255,255,0.60); margin: 0; position: relative; }

.atm-form-body { padding: 36px; }

.form-row-2 {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 20px;
}
@media(max-width:600px){ .form-row-2{ grid-template-columns:1fr; } }

.atm-field { margin-bottom: 20px; }
.atm-field label {
    display: block; font-size: 13px; font-weight: 800;
    color: #1B2A4A; margin-bottom: 7px;
}
.atm-field label span { color: #C0392B; }

.atm-field input,
.atm-field select,
.atm-field textarea {
    width: 100%; padding: 12px 16px;
    border: 2px solid #e0eaf5;
    border-radius: 12px; font-size: 14px;
    font-family: inherit; color: #2a3a5a;
    background: #f7fbff;
    transition: border-color .2s, box-shadow .2s;
    outline: none; box-sizing: border-box;
    appearance: none; -webkit-appearance: none;
}
.atm-field input:focus,
.atm-field select:focus,
.atm-field textarea:focus {
    border-color: #C0392B;
    box-shadow: 0 0 0 4px rgba(192,57,43,0.10);
    background: #fff;
}
.atm-field textarea { resize: vertical; min-height: 110px; }
.atm-field select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%231B2A4A' stroke-width='2.5'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 40px;
    cursor: pointer;
}

.atm-submit-btn {
    width: 100%; padding: 15px;
    background: linear-gradient(135deg, #C0392B, #96281b);
    border: none; border-radius: 14px; color: #fff;
    font-size: 16px; font-weight: 800; font-family: inherit;
    cursor: pointer; text-decoration: none;
    box-shadow: 0 6px 22px rgba(192,57,43,0.38);
    transition: all .25s; display: flex;
    align-items: center; justify-content: center; gap: 10px;
    margin-top: 8px;
}
.atm-submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 32px rgba(192,57,43,0.50);
    background: linear-gradient(135deg, #e0402e, #C0392B);
}
.atm-form-note {
    text-align: center; margin-top: 16px;
    font-size: 12px; color: #8a9ab2;
}
.atm-form-note i { color: #3AAA35; margin-right: 4px; }

/* responsive */
@media(max-width:768px){
    .atm-hero-inner { grid-template-columns:1fr; gap:28px; }
    .atm-hero-card  { display:none; }
    .atm-about .abt-inner { grid-template-columns:1fr; }
    .atm-form-body  { padding: 24px; }
    .atm-form-head  { padding: 24px; }
}